Answer first

This draft checks only whether a quotation’s displayed cash price, deposit, financed amount, finance charge, instalments and total are arithmetically consistent.

How to decide

It makes no statement about ownership, recovery, settlement, transfer or other legal treatment. Those questions must be answered from the signed agreement and current law by a Malaysian legal reviewer.

A practical process

Copy every displayed figure from the dated quotation; reproduce additions and divisions; flag differences; obtain legal advice separately before acting on contractual rights.

Limits and next step

No legal proposition is made or implied by this arithmetic check. Check the linked primary source and its captured date before making a commitment.

Malaysian worked example

Show the working

Inputs

  • cash price RM80,000
  • deposit RM8,000
  • financed RM72,000
  • total payments RM87,120

Calculation

  1. finance charge = RM15,120
  2. 84 instalments = RM1,037.14 before agreement rounding

Reviewed resultThe displayed schedule is arithmetically consistent before fees and agreement rounding.

No legal proposition is made or implied by this arithmetic check.

Verify

Sources and update record